Explore refinancing your Michigan mortgage

Rick Rozman, broker and owner of Exact Mortgage in White Lake, works directly with homeowners throughout Michigan. We can review your goals, current loan, and available refinance options before you decide whether to proceed.

Common refinance goals

Rate and term: Compare a new rate, payment, loan term, and total costs.

Cash out: Explore access to equity for a planned expense or debt consolidation, with the added borrowing cost made clear.

Mortgage insurance: Review whether a refinance may change your mortgage insurance costs.

Compare the full cost

A lower payment alone does not show whether refinancing makes sense. Rick can help you compare written Loan Estimates, points, lender fees, cash needed to close, and a break-even period. Rates, terms, eligibility, and appraisal requirements depend on the borrower, property, program, lender, and date. An appraisal waiver may be available in some cases but is never guaranteed.

Call or text Rick at 734-564-0740, or email RickRozman@gmail.com to discuss your Michigan refinance options. Rick Rozman, NMLS #130171. Exact Mortgage, Inc., NMLS #1415775.