Best of Michigan Nominee
Michigan Mortgage Broker | Exact Mortgage
Personal Guidance from Rick Rozman
Serving Homebuyers and Homeowners Throughout Michigan
Compare Purchase and Refinance Options with Clear Costs.
734-564-0740
Who is Exact Mortgage?
I'm Rick Rozman, broker and owner of Exact Mortgage in White Lake. For more than 30 years, I've helped Michigan homebuyers and homeowners compare mortgage options and understand the costs. I work directly with you on purchases and refinances, including conventional, FHA, VA and jumbo loans. Call or text me at 734-564-0740 to discuss your goals and compare a written Loan Estimate.
Mortgage Broker in Michigan
🏡 OUR MORTGAGE SERVICES
Tailored Loan Programs for Michigan Homeowners:
✅ First-Time Homebuyer Programs
✅ Conventional Loans – Great for qualified buyers
✅ FHA Loans – Low down payment options
✅ VA Loans – Options for eligible veterans and service members
✅ Jumbo Loans – For higher-priced homes
✅ Refinance Options – Compare rate, term, and cash-out options
Why Choose Exact Mortgage?
Rick Rozman / Exact Mortgage at a Glance
30+ years of residential mortgage experience
Broker/Owner of Exact Mortgage since 2015
Michigan NMLS #130171
Company NMLS #1415775
Licensed throughout Michigan
Conventional, FHA, VA, USDA, Jumbo, refinance
Read our Google reviews
Approximately 2,000 families assisted
Direct access to the broker/owner
Wholesale lender access
Remote statewide service
Guidance through preapproval and lender review
Experience with purchase, refinance, second homes and investment properties
Still Wondering About Reaching Out To Us? Here is WHY you should!
At Exact Mortgage, we believe getting a mortgage shouldn’t be confusing, stressful, or expensive.
We’re a small, highly efficient mortgage brokerage based in White Lake, Michigan—serving all of Southeast Michigan and beyond.
With over 30 years of experience, I focus on clear options and personal service:
💬 We listen to your goals.
📉 I compare available rates, points, and closing costs.
🕒 I explain the documents and steps needed for preapproval.
🙌 And we explain everything in simple terms, so you never feel lost.
Whether you're purchasing your dream home or refinancing to save money, we’re here to help with zero pressure and clear answers every step of the way.
Exact Mortgage Frequently Asked Questions
What types of mortgage loans can I explore?
Rick Rozman can discuss conventional, FHA, VA, jumbo, and refinance options. Program availability, terms, and eligibility vary by lender and borrower.
How should I compare mortgage offers?
Compare written Loan Estimates for the same loan amount and rate-lock period. Review the interest rate, points, lender fees, APR, and cash needed to close. Rates and costs vary by borrower, property, program, and date.
What areas does Exact Mortgage serve?
Exact Mortgage is based in White Lake and serves borrowers throughout Michigan by phone, email, and online, including Oakland, Livingston, Washtenaw, Wayne, and Macomb counties and the Grand Rapids area.
Can first-time homebuyers get help?
Yes. Rick can explain down payment options and discuss assistance programs that may be available to eligible buyers.
How does mortgage preapproval work?
Rick can review your application and documents and explain the next steps. Preapproval is subject to lender review and conditions; it is not a guarantee of final loan approval.
How long does closing take?
Timing depends on the loan, property, documentation, appraisal, and lender. Rick can explain the estimated timeline for your situation.
How do I get started?
Call or text 734-564-0740, or email RickRozman@gmail.com to discuss your purchase or refinance goals.
Rick Rozman, NMLS #130171. Exact Mortgage, Inc., NMLS #1415775.
📍 LOCAL EXPERTISE – MICHIGAN FOCUS
Exploring a mortgage in White Lake, Novi, Brighton, Ann Arbor, Troy, or Grand Rapids?
Rick serves buyers and homeowners throughout Michigan with direct guidance on loan options and costs.
Don't Take Our Word For It.
Hear What Our Customers Say!
💬 CLIENT TESTIMONIALS
When it comes to buying a home, it can be a very stressful experience for some people. However, choosing the right mortgage lender will take a lot of that stress away Exact Mortgage is a professional and reliable mortgage lendert that focuses on providing the best service possible for its clients. Don't just take our word for it though. here are testimonials from satisfied customers who have used our lending services. Check out our full Google Reviews at Exact Mortgage-Rick Rozman to read dozens more!
Would recommend Rick Rozman to anyone and everyone who is looking for a home. As first-time home buyers, we were lucky to have someone who took the time to make sure we understood all options, documents and real estate language. He was easy to get ahold of even after normal business hours, timely in responses to us and in communicating with the other disciplines at play. 10/10 would recommend!
Colleen D.
Rick was FANTASTIC to work with! I was referred to Rick by a friend and I could not have asked for a better experience. I would recommend working with Ric to anyone who is looking to finance a new home - he is incredibly knowledgeable, helpful, and not pushy at all. Rick carefully explains everything and is very thorough, and is great at making you feel comfortable about your decision/mortgage. Rick followed up with our agent and handled all of the details for us so we did not have to worry at all - he also helped us with a very quick close which was extremely helpful for our schedules. We are so thankful to Rick for his help throughout our home buying process and would not have wished to have worked with anyone else!
Elizabeth W.
Can’t give enough praise for Rick! When looking for financing for a home, especially in today’s market, it doesn’t come at 9-5. Rick was always available any time of day, any day of the week, returned calls quickly walked me through all of the steps!! This was the 2nd time I have turned to Rick and both were 5 + stars! Would HIGHLY recommend!!
Tammy G
